FO3 is absolutely terrifying, or that's how I remember it. I screamed and hid my eyes through all the metro sections, Galaxy News Radio my only defence against a heart attack and/or quitting. It was my first Fallout game too :D It's my next game to replay and I wonder how scary I'll find it now?

I totally recommend giving the classic games a try some time! I love FO1 and I'm not so keen on FO2, but a lot of people say it's the best game in the series. So, you have a good chance of loving at least one :)

I probably gush the most about FNV too, hehe :D